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A large number of foreclosures in Boston that sell each year are HUD foreclosures. If you wish to buy a cheap home and do not mind buying one that might need some work, buying an HUD foreclosure home can be an attractive option.HUD homes could have been foreclosed upon by various government agencies in lieu of unpaid taxes or fines. Also, when home owners who have FHA insured loans default on the mortgage payments, the Department of Housing and Urban Development acquires the house. The house then sells as an HUD foreclosure.

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